How much money should you invest? - Many new investors think they need to invest all their savings. This is not necessarily true. To determine how much money you should invest, you first need to determine how much you can actually afford to invest and what your financial goals are.

Let's first see how much money you can currently invest. Do you have savings that you can use? If so, great! However, you don't want to run out of time to invest your money. What were your initial savings used for?

It's important to keep three to six months of living expenses in an easily accessible savings account - don't invest that money! Don't invest the money you might need to rush into the future.

So, start by determining how much of your savings to deposit into your savings account and how much to invest. Unless you have funding from another source, such as an inheritance you recently received, this may be all you should invest right now.

Next, determine how much you can add to your investment in the future. If you are an employee, you will continue to earn and can plan to use some of that income to build your investment portfolio over time. Talk to a qualified financial planner to prepare a budget and determine how much of your future income you can invest.

With the help of a financial planner, you can be sure that you are not investing more than you should or less than you should in order to reach your investment goals.

For many types of investments, a certain initial investment amount will be required. Hope you have done your research and found a proven investment. If so, you probably already know what initial investment is required.

If the money you have available to invest does not match the initial investment required, you may need to consider other investments. Never borrow money to invest and never use money you haven't set aside to invest!